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Auto Insurance policy: Excluded driver surcharge?

I have a PA auto policy with Titan Insurance (I'm high risk).   My original ID cards did not list an excluded driver, however, when I misplaced them and printed new ones from the website I found that my mother was listed as an Excluded driver.   (We are household residents.)    From what I understand, you must sign something in order to have an excluded driver. I don't remember signing anything when I got my policy (8/9/07), which if had it would have reflected on my original ID cards, and did not sign ANYTHING when I renewed (2/9/08).    IF they had ASKED me if I wanted to exclude my mother, I would have told them absolutely not. I have no problem with her driving my vehicle, and it would only hurt me, as she has such a clean driving record and high insurance score.    When I got my dec page for renewal (8/9/08) it listed EXCLUDED DRIVER SURCHARGE." So they've been charging me?      I've called my agency and told them I would like to see the form where I excluded my mother."

BEST ANSWER:  Try this site where you can compare quotes: http://INSUREFOREVERYBODY.INFO/index.html?src=wikia50r2ogfizDN10



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Auto Insurance policy: Excluded driver surcharge?

I have a PA auto policy with Titan Insurance (I'm high risk).   My original ID cards did not list an excluded driver, however, when I misplaced them and printed new ones from the website I found that my mother was listed as an Excluded driver.   (We are household residents.)    From what I understand, you must sign something in order to have an excluded driver. I don't remember signing anything when I got my policy (8/9/07), which if had it would have reflected on my original ID cards, and did not sign ANYTHING when I renewed (2/9/08).    IF they had ASKED me if I wanted to exclude my mother, I would have told them absolutely not. I have no problem with her driving my vehicle, and it would only hurt me, as she has such a clean driving record and high insurance score.    When I got my dec page for renewal (8/9/08) it listed EXCLUDED DRIVER SURCHARGE." So they've been charging me?      I've called my agency and told them I would like to see the form where I excluded my mother."

BEST ANSWER:  Try this site where you can compare quotes: INSUREFOREVERYBODY.INFO


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Auto Insurance policy: Excluded driver surcharge?

I have a PA auto policy with Titan Insurance (I'm high risk).   My original ID cards did not list an excluded driver, however, when I misplaced them and printed new ones from the website I found that my mother was listed as an Excluded driver.   (We are household residents.)    From what I understand, you must sign something in order to have an excluded driver. I don't remember signing anything when I got my policy (8/9/07), which if had it would have reflected on my original ID cards, and did not sign ANYTHING when I renewed (2/9/08).    IF they had ASKED me if I wanted to exclude my mother, I would have told them absolutely not. I have no problem with her driving my vehicle, and it would only hurt me, as she has such a clean driving record and high insurance score.    When I got my dec page for renewal (8/9/08) it listed EXCLUDED DRIVER SURCHARGE." So they've been charging me?      I've called my agency and told them I would like to see the form where I excluded my mother."

BEST ANSWER:  Try this site where you can compare quotes: INSUREFOREVERYBODY.INFO

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